What is credit repair?
Credit repair is the process of identifying and correcting inaccuracies, errors, or outdated information on your credit report. It involves disputing incorrect information with the credit bureaus to improve your credit score and overall credit health.
Can I repair my credit on my own?
Yes, you can repair your credit on your own. The process involves obtaining your credit reports, identifying errors or inaccuracies, and disputing them with the credit bureaus. However, some people choose to hire a credit repair service for convenience or to leverage expert knowledge.
How long does credit repair take?
The time it takes to repair your credit varies depending on the complexity of the issues and how quickly the credit bureaus respond. On average, the process can take 3 to 6 months, but some cases may take longer.